For a driver in Florida, windshield damage is certainly not an exception, caused by flying debris, unpredictable weather, and heavy traffic. The question that surfaces most often is: “Will replacing your windshield raise insurance in Florida?” At Home Auto Glass, Florida’s leading and most trusted windshield repair and replacement service provider, we assure you that your insurance premiums will not increase by replacing your windshield if you have comprehensive coverage. Let’s therefore see why and how Florida laws are shaped to help and guard you and your vehicle.
Florida’s Full Glass Insurance Laws
Comprehensive auto insurance provides coverage for drivers in Florida under the state’s “full glass insurance” laws, which permit windshield repairs or replacement with no deductible. Thus, you are able to get back on the road soon and safely.
At Home Auto Glass, we have met with thousands of Florida motorists who have taken advantage of this legislation. Even if you have a small crack or you are completely blown out, you can file a claim without paying a penny more than your deductible.
Why is this so? Any subsequent rains can rapidly degrade the windscreen damage, so driving it around until it rains again could compromise your safety on the road. This legislation introduced by the Florida legislature tries to convince vehicle owners to carry out timely repairs in order to minimize the dangers associated with driving with a cracked windshield.
What is Complete Coverage Insurance?
This type of auto insurance people refer to as a comprehensive coverage. This is a coverage that gives damages for causes not associated with collision. This includes:
- Windshield Damage: DamageCausedbyWeatherDamage from flying debris and other weather-related activitiesisthemost common cause of windshield damage.
- Vandalism and Stealing: Loss caused by criminal activity.
- Hurricane Damage, Flooding, Falling Objects: Such damage includes damage done to the vehicle by hurricanes, flooding, or falling objects.
The process of filing for a new windshield for a comprehensive coverage in Florida is no-fault. This means your insurance company knows well you can’t avoid having cracked windshields very often and doesn’t penalize you on that.
At Home Auto Glass we are specialized in helping to navigate through all the insurance companies across Florida, and we process all claims very effortlessly. We should not have any problems processing anything in the no-fault system; actually we can demonstrate how easily we do it.
Does Replacing Your Windshield Raise Florida Insurance?
It simply is no. In Florida, windshield replacement claims are covered under comprehensive insurance and will not raise your premiums. Since Florida law encourages safe driving through its full glass insurance coverage, the insurer cannot penalize you for replacing your windshield.
At At Home Auto Glass we have witnessed firsthand, how this legislation continues to enhance safety for Florida drivers. With zero-deductible coverage, you’ll keep your vehicle safe and roadworthy with no added cost.
Why Timely Windshield Replacement Matters
A cracked or broken windshield is not only a cosmetic defect but also a safety hazard. Driving with a cracked windshield may also get you into trouble legally as Florida law prohibits driving if the windshield obstructs one’s view.
Additionally, a damaged windshield can:
- Weaken Structural Integrity: Increasing the risk of injury in a collision.
- Impact Airbag Deployment: Compromising your vehicle’s safety systems.
- Reduce Visibility: Making driving dangerous for you and others.
At Home Auto Glass realizes that the time to change your windshield is still quite within so that the situation does not become overwhelming and a nuisance. At Home Auto Glass stresses timely windshield replacement. Our mobile services are available anywhere in Florida, ensuring you get safely and legally back on the road.
Choosing a Credible Florida Insurance Provider
Even when you enjoy full glass insurance in Florida, you still want to pick out the right company that will better suit your needs. How you are covered in the case of a damaged windshield is by repairing or replacing as follows:
- Compare Policies: Look for specifics of coverage and get comprehensive plans with zero-deductible windshield repair.
- Check Reviews: Read feedback from other policyholders about their claims experiences.
- Ask Questions: Make sure you understand the fine print of your coverage.
Here at At Home Auto Glass, we have relationships with all of Florida’s major insurance companies. If you have a question about your coverage, we can explain your policy, and even help you file your claim.
Why Florida Drivers Choose At Home Auto Glass
At Home Auto Glass serves drivers all over Florida with dependable, affordable, and professional windshield repair and replacement services. Here is what makes us stand out:
- Mobile Services: We bring the service right to your door, whether that’s your home, your workplace, or right by the side of the road.
- Insurance Expertise: We have insurance for our expertise and will work directly with your insurer to get the claims settled easily.
- Experienced Technicians: Our team will use high-quality materials and advanced techniques to ensure long-lasting repairs.
- Fast Turnaround: Fast Turn-Around. We put the wants of our customer first with fast service.
To find a reliable windshield repair company in Florida, At Home Auto Glass is here to assist.
Conclusion
Does replacement of windshield increase the insurance in Florida? Of course not. Full glass insurance laws of Florida, as well as no-fault comprehensive insurance claims, do not allow a rise in premium due to windshield replacement.
At Home Auto Glass can help provide a worry-free drive. Our team strives to ensure that Florida drivers go worry-free with all the necessary information on their windscreens. Our customers are always ensured of a quick repair or a full replacement. At Home Auto Glass helps you take advantage of Florida’s zero-deductible windshield replacement laws and get back on the road with confidence.
Reach out to At Home Auto Glass today for fast, reliable windshield replacement services anywhere in Florida!
